Terms of Service

1. Agreement to Terms

By accessing or using the MK Academy platform ("Service"), operated by Mani Krishnaswami Academy, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not access the Service.

2. Intellectual Property Rights

All instructional videos, musical compositions, audio recordings, notations, pedagogical commentary, and visual media provided on this platform are the exclusive intellectual property of Mani Krishnaswami Academy and its contributing artists.

• Purchasing a workshop or chapter grants you a single-user, personal, non-transferable license to stream the content for personal educational study.
• You may not download, screen-record, redistribute, broadcast, remix, or resell any academy content without explicit written consent from the academy.

3. User Accounts & Security

You are responsible for maintaining the confidentiality of your login credentials. Account sharing or simultaneous credential usage across unauthorized third parties may result in immediate suspension of access without refund.

4. Payments & Refund Policy

All transactions are processed securely in INR (or USD for international students) via our payment gateway partners (Razorpay).

• Digital Delivery: Access to purchased video workshops and chapters is granted immediately upon successful payment confirmation.
• Refunds: Due to the immediate delivery nature of digital video courses, sales are generally non-refundable once content streaming has commenced. In cases of duplicate billing or technical payment errors, refund requests submitted within 7 days of purchase will be reviewed and processed accordingly.

5. Governing Law

These terms are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in Mangaluru / Karnataka, India.